Liabilities Insurance
Carriers Legal Liability Insurance
Carriers Liability Insurance indemnifies the Insured against legal liability arising from actual, physical loss, and or damage to property directly caused by fire, accident, or misfortune while such property is being loaded upon, carried by, or offloaded from any vehicle or trailer during transit including when the vehicle temporarily stored in the course of transit.
This policy is ideal for companies or businessmen that transport or hold goods in trust, for example, warehousemen or transporters. Coverage applies whilst the goods are temporarily stored in a warehouse you operate in, or on a vehicle in the ordinary course of transit.
Directors and Officers Liability Insurance
Directors and Officers Liability Insurance Policy is a must have for any business that wants to protect its leaders from financial and legal repercussions. This type of insurance coverage offers protection for company directors and officers against claims made by shareholders, employees, and other stakeholders due to the actions taken by the Officer and Directors of the Company in the discharge of their duties.
With Directors and Officers insurance, you can rest assured that your business leaders are protected against potential financial losses and legal fees that may arise from wrongful acts, errors, and omissions in the course of their duties. This insurance policy offers peace of mind and security for both the company and its leaders.
Employers Liability Insurance
The employers Liability insurance covers the employees of the insured for bodily injury by an accident or disease arising out of and in the course of his employment directly related to negligence or breach of common law or a statutory duty by the employer.
Legal Contractual Liability Insurance
Legal contractual Insurance will indemnify the Insured against any legal contractual liability arising from loss or damage to property in the custody or control of the Insured out of negligent acts of the employees as proved by a competent court in the republic of Kenya.
Professional Indemnity Insurance
Professional Indemnity Insurance policy covers Legal liability for damages resulting from any claim or claims made against the insured for any Wrongful Act of the Insured or of any other person for whose actions the Insured is legally responsible, but only if such Wrongful Act is solely in rendering or failing to render professional services for others for a fee. Professionals are expected to maintain and act within the expected standards of their professions. In the event where there are errors or omissions, then the injured party may litigate for compensation. This policy protects the professional or the firm providing the services for such unexpected outcomes.
Public Liability Insurance
Public liability insurance policy protects the insured against sums he may become legally liable to pay for damages to third parties.
Product Liability Insurance
Product Liability Insurance policy provides cover against legal liability in respect of accidental death of or bodily injury or disease contracted by any person, and accidental loss of or damage to tangible property arising from anything harmful or defective in any products manufactured, assembled, processed, modified, repaired, serviced, altered, labelled, handled, sold or supplied by or through the Insured in the course of or in connection with the insured’s business.