Fire Class
Business Interruption Insurance
Business Interruption Insurance policy provides cover against loss of profits as a result of damage to insured property following a fire. This cover is suitable for hotels, manufacturing concerns, schools and for other profit-making institutions, and covers loss of rental income, loss of revenue and increased cost of working covers following a fire
Fire Insurance
Fire Insurance cover in Kenya will provide cover for damage or destruction to insured property by Fire, lightning, or explosion of domestic appliances.
The Fire & Perils Insurance policy in Kenya is an extension of the basic cover and will extend to include the following additional covers: – Riot & strike, malicious damage, explosion, special perils, earthquake & bush-fire. Fire arises from various insured perils and causes damage to assets. The Fire Insurance covers fire damage brought about by perils of nature such as earthquake, floods, storm, tempests, and lightning to name but a few.
Covered Social Perils including riot, strike civil commotion, and malicious damage such as arson. Other causes of fire are electrical faults and explosions. Property may suffer loss from aerial falling objects such as aircraft.
The fire insurance policy is suitable to cover business assets such as buildings, stocks in trade, work in progress, contents, plant, and machinery. This policy is essential for businesses such as Manufacturing Industries, Shopping Malls, Restaurants and Pharmaceuticals.




Industrial All Risks Insurance
Industrial All Risks Insurance Policy is a comprehensive insurance package that offers protection for your industrial operations and equipment. The policy is designed to cover a wide range of risks that businesses face, such as Fire & Perils, Burglary, Machinery Breakdown, Property damage, Business interruption and liability. The policy provides coverage for both physical damage and financial loss.
Stock Floater Insurance
Stock Floater Insurance Policy provides cover for stock at various locations. Industrial All Risks Insurance is a comprehensive policy that incorporates Fire, Fire Loss of Profit, Theft and Accidental damage covers. This is a policy that is available for distributors of various goods. The policy provides cover for goods whilst in any one building or premises for fire and burglary risks. We also cover Goods whilst in transit from one warehouse to the other for transit risks.
Some of your questions answered here
Fire Insurance cover in Kenya will provide cover for damage or destruction to insured property by Fire, lightning, or explosion of domestic appliances.